FAQ
What is Portfolio DOC?
Portfolio DOC is a Neo-Wealth Advisor — the first to bring continuous, single-stock investment advice, previously reserved for private-bank clients, to self-directed everyday investors. The platform tells investors at any time what to buy, reduce, or sell as market conditions change, with the underlying research and reasoning behind every recommendation. You stay 100% in control: you decide whether and when to act, executing trades through your existing brokerage.
Is Portfolio DOC a robo-advisor?
No. Portfolio DOC is an investment advisor delivering individual, single-stock recommendations — not pre-packaged ETF buckets, model portfolios, or basket-based strategies. Recommendations are tailored to the portfolio you already own and adapt to market conditions, telling you what to buy, reduce, or sell as conditions evolve. Every recommendation arrives with the underlying research, and you keep full control of every trade through your existing brokerage.
How does Portfolio DOC make money?
Portfolio DOC is currently in private beta — final pricing will be announced at launch. The structure is set, however: Portfolio DOC charges no AUM fees, takes no kickbacks from product providers, and does not profit from how often you trade. This independence is built into the business model so recommendations stay free of the conflicts that shape traditional wealth management.
Is Portfolio DOC regulated by BaFin?
Portfolio DOC is in the process of obtaining a BaFin investment advisory license. By the time of launch, Portfolio DOC will be regulated by BaFin as a licensed investment advisor providing Anlageberatung under § 2 Abs. 2 Nr. 4 of the German Investment Firm Act (Wertpapierinstitutsgesetz, WpIG). Full advisory features will go live alongside the license.
Where is my data stored?
All data is stored in EU-based data centers operated by Hetzner and OVH, in compliance with the EU General Data Protection Regulation (GDPR). Data is encrypted in transit and at rest, anonymized where used for analytics, never shared with third parties without your explicit consent, and retained only for as long as necessary to provide the service.
Does Portfolio DOC custody my funds?
No. Portfolio DOC does not custody assets, hold client funds, or execute trades on your behalf. Your portfolio remains with your existing brokerage. Portfolio DOC delivers recommendations and analytics; you decide whether and where to act on them.
Which countries does Portfolio DOC support?
Portfolio DOC is being built for EU-wide availability, with Germany as the launch market. The platform supports multiple languages and is designed to serve self-directed investors across the European Union as advisory licensing scales.
How do I get started?
Getting started takes three steps. First, upload your existing portfolio in a few clicks. Second, receive recommendations tailored to your goals — diversification, targeted growth, or risk reduction. Third, execute with confidence using your preferred brokerage. Every recommendation arrives with the reasoning behind it, so you stay in control of every decision.
How do I join the waitlist?
Visit portfoliodoc.eu and submit your email in the waitlist form on the homepage. You'll be notified as soon as access becomes available, with priority given to investors who join early.